First Author:   Jacques Silber Bar-Ilan University jsilber_2000@yahoo.com   Department of Economics, Bar-Ilan University Ramat-Gan, 52900, Israel   97235318345(Phone) 97235318345(Fax) http://www.biu.ac.il/soc/ec/silber/updated%20CV%20July%202008.pdf Second Author: Hyun Son Asian Development Bank hhson@adb.org   Asian Development Bank, Asian Development Bank, 6 ADB Avenue Mandaluyong City, 1550, Philippines   (632) 632-6477(Phone) (632) 636-2357(Fax)