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		| First Author:
 
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		|  | 
	
		| Jahyun  Koo | 
	
		| Lancaster University | 
	
		| j.koo@lancaster.ac.uk | 
	
		|  | 
	
		| Economics, Lancaster University Management School | 
	
		| Lancaster, LA14YX, UK | 
	
		|  | 
	
		| 441524594670(Phone) | 
	
		| 441524594670(Fax) | 
	
		| http://www.lums.lancs.ac.uk/economics/profiles/jahyun-koo/ | 
	
	
		| Second Author: 
 
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		| Ivan  Paya | 
	
		| Lancaster University | 
	
		| i.paya@lancaster.ac.uk | 
	
		|  | 
	
		| Economics, Lancaster University Management School | 
	
		| Lancaster, LA14YX, UK | 
	
		|  | 
	
		| 441524593504(Phone) | 
	
		| 441524594244(Fax) | 
	
		| http://www.lums.lancs.ac.uk/economics/profiles/ivan-paya/ | 
	
		|  | 
	
	
		| Third Author: 
 
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		| David A. Peel | 
	
		| Lancaster University | 
	
		| d.peel@lancaster.ac.uk | 
	
		|  | 
	
		| Economics, Lancaster University Management School | 
	
		| Lancaster, LA14YX, UK | 
	
		|  | 
	
		| 441524593590(Phone) | 
	
		| 441524594244(Fax) | 
	
		| http://www.lancs.ac.uk/staff/peeld/ | 
	
		|  |