First Author:   Maroula Khraiche Colorado College maroula.khraiche@coloradocollege.edu   14 East Cache La Poudre St., Economics and Business Department Colorado Springs, 80903, USA       https://sites.google.com/site/maroulakhraiche/ Second Author: Jeffrey Gaudette Colorado College jsgaudette@gmail.com   14 East Cache La Poudre St., Economics and Business Department Colorado Springs, 80903, USA