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First Author:
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| Drew Winters |
| Texas Tech University |
| drew.winters@ttu.edu |
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| Texas Tech University, Rawls College of Business |
| Lubbock, 79409, USA |
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| 806-834-3350(Phone) |
| 806-834-3350(Fax) |
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Second Author:
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| Ahmed Baig |
| Lahore University of Management Science |
| ahmed.baig@ttu.edu |
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Third Author:
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| Nasim Sabah |
| Framingham State University |
| nasim.sabah@ttu.edu |
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