Lyudmyla Sonchak SUNY Oswego   116 West 3rd St., Apt. B Oswego, NY 13126 USA   lyudmyla.sonchak@oswego.edu   https://sites.google.com/site/lyudasonchak/           JEL Areas: J2 : Demand and Suppply of Labor: General I0 : Health, Education, and Welfare: General