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First Author:
 
Venus Khim-Sen Liew
Labuan International Campus, University Malaysia Sabah
liew@mailkal.ums.edu.my
 
Labuan School of International Business and Finance,, Universiti Malaysia Sabah,, P.O.Box 80594,
Labuan, 87015, Malaysia
 
+6087460474(Phone)
+6087460474(Fax)
http://www.ums.edu.my

Second Author:

Kian-Ping Lim
Labuan International Campus, University Malaysia Sabah
kianping@ums.edu.my
 
Labuan School of International Business and Finance,, Universiti Malaysia Sabah,, P.O.Box 80594,
Labuan, 87015, Malaysia
 
+6087460474(Phone)
+6087460477(Fax)
http://www.ums.edu.my