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First Author:
 
Kian-Ping Lim
Labuan School of International Business and Finance, Universiti Malaysia Sabah
kianping@ums.edu.my
 
 
 
 

Second Author:

M. Azali
Faculty of Economics and Management, Universiti Putra Malaysia
azali@putra.upm.edu.my
 
 
 
 

Third Author:

Hock-Ann Lee
Labuan School of International Business and Finance, Universiti Malaysia Sabah
hockann@ums.edu.my