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First Author:
 
Kamal Upadhyaya
University of New Haven
kupadhyaya@newhaven.edu
 
Department of Economics and Finance, University of New Haven
West Haven, 06516
 
(203)932-7487(Phone)
(203)932-7487(Fax)

Second Author:

Gyan Pradhan
Westminster College
pradhang@westminster-mo.edu
 
 
 
 

Third Author:

Dharmendra Dhakal
Tennessee State University
ddhakal@tnstate.edu
 
 
 
 

Fourth Author:

Rabindra Bhandari
University of Western Ontario
rbhanda2@uwo.ca