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First Author:
 
Achintya Ray
Tennessee State University
aray4@mytsu.tnstate.edu
 
Department of Economics & Finance, College of Business, 330 Tenth Ave. N.
Nashville, 37203, USA
 
+1-615-963-7347(Phone)
+1-615-963-7347(Fax)

Second Author:

Soumendra N. Ghosh
Tennessee State University
sghosh@tnstate.edu
 
Office of Business & Economic Research, College of Business, 330 Tenth Ave. N.
Nashville, 37203, USA
 
+1-615-963-7172(Phone)