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First Author:
 
Dimitrios P. Louzis
Bank of Greece / Athens University of Economics and Business
dlouzis@aueb.gr
 
 
 
 

Second Author:

Spyros Xanthopoulos - Sissinis
Athens University of Economics and Business
xanthopo@aueb.gr
 
 
 
 

Third Author:

Apostolos P. Refenes
Athens University of Economics and Business
arefenes@aueb.gr