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First Author:
 
Suleman Sarwar
Finance and Insurance Department, University of Jeddah, Saudi Arabia
ch.sulemansarwar@gmail.com
 
 
 
 

Second Author:

Rida Waheed
Finance and Insurance Department, University of Jeddah, Saudi Arabia
ridawaheed.sdu@gmail.com
 
 
 
 

Third Author:

Mehnoor Amir
Management Sciences, COMSATS Institute of Information Technology. Lahore. Pakistan
meh_noor@hotmail.com
 
 
 
 

Fourth Author:

Muqaddas Khalid
Management Sciences, COMSATS Institute of Information Technology. Lahore. Pakistan
muqaddaskhalid@gmail.com