Thiédjé gaudens-omer Kouakou University Alassane Ouattara   Kouakou Omer s/c Institut Universitaire d'Abidjan Abidjan, --- Select One --- 01 BP 12159 Côte d'Ivoire   omerkouakou77@yahoo.fr             JEL Areas: O : Economic Development, Technological Change, and Growth G0 : Financial Economics: General