Shweta Dwivedi Indian Institute of Management Bodhgaya   IIM Bodhgaya Gya, Bihar 824234 India   shwetad20@iimbg.ac.in             JEL Areas: E2 : Macroeconomics: Consumption, Saving, Production, Employment, and Investment: General (includes Measurement and Data) O3 : Technological Change; Research and Development: General