Mohamad Jais Universiti Malaysia Sarawak (UNIMAS)   Faculty of Economics and Business Universiti Malaysia Sarawak (UNIMAS) Kota Samarahan, Sarawak 94300 Malaysia   jmohamad@feb.unimas.my             JEL Areas: C1 : Econometric and Statistical Methods: General G1 : General Financial Markets: General (includes Measurement and Data)