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		| Raphaëlle  Bellando | 
	
		| Laboratoire d'Economie d'Orléans UMR CNRS 7322 | 
	
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		| raphaelle.bellando@univ-orleans | 
	
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		| Orléans, | 
	
		| France | 
	
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		| raphaelle.bellando@univ-orleans.fr | 
	
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		| JEL Areas: G1 : General Financial Markets: General (includes Measurement and Data)
 G2 : Financial Institutions and Services: General
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