|  | 
	
		| Minati  Mallick | 
	
		| North Orissa University | 
	
		|  | 
	
		| Assistant Prof. in Economics | 
	
		| North Orissa University | 
	
		| Baripada, Mayurbhanj | 
	
		| Takatpur, Odisha 757003 | 
	
		| India | 
	
		|  | 
	
		| minuminati@rediffmail.com | 
	
		|  | 
	
		|  | 
	
		|  | 
	
		|  | 
	
		|  | 
	
		|  | 
	
		|  | 
	
		| JEL Areas: Q1 : Agriculture: General
 G2 : Financial Institutions and Services: General
 |