Fábio Gomes Ibmec São Paulo   Ibmec São Paulo. Rua Quatá, 300, Sala 422. Vila Olímpia São Paulo, SP 04546-042 Brasil   FabioARG@isp.edu.br   http://www.ibmecsp.edu.br/inst/       Primary Research Focus: Consumption   JEL Areas: E2 : Macroeconomics: Consumption, Saving, Production, Employment, and Investment: General (includes Measurement and Data) C1 : Econometric and Statistical Methods: General