Isabel Ruiz Sam Houston State University   Economics Department Sam Houston State University Huntsville, TX 77320 US   isabel.ruiz@shsu.edu   http://www.shsu.edu/~ixr004/       Primary Research Focus: International Finance, Open Macroeconomics   JEL Areas: C5 : Econometric Modeling: General E5 : Monetary Policy, Central Banking, and the Supply of Money and Credit: General