Hayette GATFAOUI Rouen Business School   1 Rue du Maréchal Juin BP215 Mont Saint-Aignan, Normandy 76825 France   hayette.gatfaoui@rouenbs.fr   membres.lycos.fr/gatfaoui/IndexE.htm   Biographical Sketch: Professor Hayette Gatfaoui holds a PhD in economics from the university Paris 1 Panthéon-Sorbonne. Holding also a M.Sc. in applied mathematics and a M.Sc. in money, banking and finance, Hayette Gatfaoui taught both economics and financial theory during five years at university Paris 1. She is currently a tenured associate professor at Rouen Business School where she teaches lectures about capital markets' finance, derivative products, mathematics for finance and quantitative methods. She is also sometimes advisor for firms about risk management and performance measurement topics.   Primary Research Focus: Risk Management   JEL Areas: C : Mathematical and Quantitative Methods G : Financial Economics