Houssem Rachdi Faculty of Law, Economics and Management of Jendouba, Tunisia   Tunis, Tunisia   rachdih@uvic.ca     Biographical Sketch: Houssem Rachdi holds Ph.D, M.Sc and B.Sc in Financial and Banking Economics from the University of Tunis El Manar. His research interests include issues of financial development, economic growth, corporate and banking governance. Dr Rachdi teaches in the areas of corporate finance, corporate performance,financial accounting and statistics.   Primary Research Focus: Banking governance; Corporate governance; Banking and financial crises; Law and finance; Economic growth   JEL Areas: A1 : General Economics: General G2 : Financial Institutions and Services: General