Hon foong Cheah Chongqing Technology and Business University   School of Economics and Trade No.19 Xuefu Ave. (Wugongli), Nan'an District Chongqing, 400067 China (PRC)   honfcheah@gmail.com             JEL Areas: D7 : Analysis of Collective Decision-Making: General D8 : Information, Knowledge, and Uncertainty: General