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Nor ghani Md nor
Universiti Kebangsaan Malaysia
 
Faculty of Economics and Management
Bangi, Selangor 43600
MALAYSIA
 
norghani@ukm.my
 
 
 
 
 
 
JEL Areas:
L1 : Market Structure, Firm Strategy, and Market Performance: General
G2 : Financial Institutions and Services: General