F. Henrique Castro Sao Paulo School of Economics, FGV EESP   Rua Itapeva, 474, 10th floor Bela Vista Sao Paulo, SP 01332-000 Brazil   henrique.castro@fgv.br             JEL Areas: G1 : General Financial Markets: General (includes Measurement and Data) E2 : Macroeconomics: Consumption, Saving, Production, Employment, and Investment: General (includes Measurement and Data)