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Gary A Hoover
University of Alabama
 
Box 870224
267 Alston Hall
Tuscaloosa, Alabama 35487
USA
 
ghoover@bama.ua.edu
 
www.cba.ua.edu/~ghoover
 
 
 
 
 
JEL Areas:
I : Health, Education, and Welfare
I3 : Welfare and Poverty: General