First Author:   Elias Khalil Behavioral Research Council elk@aier.org   PO Box 1000 Great Barrington, 01230, USA   413-528-1216(Phone) 413-528-1216(Fax) http://www.brc-aier.org Second Author: Elias Khalil Am. Inst. for Economic Research elk@aier.org   PO Box 1000 Great Barrington, 01230, USA   413-528-1216(Phone) 413-528-0103(Fax) http://www.brc-aier.org