First Author:   J. Atsu Amegashie University of Guelph jamegash@uoguelph.ca   50 Road Stone east, Department of Economics, University of Guelph Guelph, N1H 3M3, Guelph   519-824-4120(Phone) 519-824-4120(Fax) http://www.uoguelph.ca/~jamegash