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First Author:
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| Helen Kantarelis |
| Business & Economics Society International |
| hkan@besiweb.com |
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| 64 Holden Street |
| Worcester, 01605, USA |
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| 508-595-0089(Phone) |
| 508-595-0089(Fax) |
| http://www.besiweb.com |
Second Author:
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| Mark Wynne |
| Federal Reserve Bank of Dallas |
| mark.a.wynne@dal.frb.org |
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