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First Author:
 
George Xanthos
Technological Educational Institute of Crete
xanthosg@ret.forthnet.gr
 
Retymnon, 74100, Greece
 
+302810379613(Phone)
+302810379613(Fax)

Second Author:

Kostantinos Gilas
University of Crete Department of Economics
kostisg@otenet.gr
 
 
 
 

Third Author:

Dikaios Tserkezos
University of Crete Department of Economics
tserkez@ermis.soc.uoc.gr