First Author:   Shahid ALI Lecturer in Economics, University of Swat shahid_aerc@yahoo.com   Deptt: of Economics,, University of Swat,, Saidu Sharif SWAT, 19130, Pakistan   (+92)333-9467146(Phone) (+92)333-9467146(Fax) Second Author: Fazli RABBI Assistant Professor, Department of Economics, University of Swat. rabbi.fazli@gmail.com   University of Swat, University of Swat, Saidu Sharif,Swat SWAT, 19130, Pakistan   (+92) 3458835331(Phone)