Mar 11 2015 Jorge Luis Garcia , Sonia Digiannatale and Victor G Carreon   Why Do Formal Credit, Informal Credit, and both Types of Credits Coexist as Consumer Choices?   Abstract  Contact Information  Citation  Full Text  -  Note   Aug 31 2005 Richard Woodward   Do Americans Desire Homogeneity? Evidence from Names from 1900-2000   Abstract  Contact Information  Citation  Full Text  -  Note