First Author:   Don Cyr Goodman School of Business, Brock University dcyr@brocku.ca   1812 Sir Isaac Brock Way St. Catharines, L2S3A1, Canada   9056885550 ext. 3136(Phone) 9056885550 ext. 3136(Fax) Second Author: Joseph Kushner Department of Economics, Brock University jkushner@brocku.ca   St Catharines, L2S3A1, Canada   1(905)6885550 ext. 3328(Phone) 1(905)6886388(Fax) Third Author: Tomson Ogwang Department of Economics, Brock University togwang@brocku.ca   1812 Sir Isaac Brock Way St Catharines, L2S3A1, Canada   1(905)6885550 ext. 4696(Phone) 1(905)6886388(Fax)