First Author:   Soonho Kim Pukyong National University Business School kimsoonho@pknu.ac.kr   605 C25, Pukyong National University, 45 Yongso-Ro, Nam-Gu Busan, 48513, South Korea       Second Author: Haejung Na California State University Los Angeles hna5@calstatela.edu   ST 316, ST 316 Los Angeles, 90032, United States