First Author:   Kamal Upadhyaya University of New Haven kupadhyaya@newhaven.edu   Department of Economics and Finance, University of New Haven, 300 Boston Post Road West Haven, 06516       Second Author: Franklin Mixon, Jr. University of Southern Mississippi franklin.mixon@usm.edu   Department of Economics, University of Southern Mississippi Hattiesburg, 39406       Third Author: Dharmendra Dhakal Tennessee State University ddhakal@tnstate.edu   Department of Economics and Finance, Tennessee State University Nashville, 37302