First Author:   Stefan Norrbin Florida State University snorrbin@coss.fsu.edu   268 Bellamy building, Department of Economics Tallahassee, 32309, USA   850-644-7204(Phone) 850-644-7204(Fax) Second Author: Onsurang Pipatchaipoom Samford University opipatc@samford.edu   School of Business, 800 Lakeshore Drive Birmingham, 35229, USA   205-726-2163(Phone)