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First Author:
Kian-ping Lim
Labuan School of International Business and Finance, Universiti Malaysia Sabah
Universiti Malaysia Sabah, SPKAL, Jalan Sungai Pagar
Labuan, 87000, Malaysia

Second Author:

Chee-wooi Hooy
School of Management, Universiti Sains Malaysia
Universiti Sains Malaysia, Universiti Sains Malaysia
USM, 11800, Malaysia