First Author:   Simon Naitram Central Bank of Barbados simon.naitram@pencarrek.com   Tom Adams Financial Centre, Spry Street Bridgetown, BB11126, Barbados   1 246 436 6870(Phone) 1 246 436 6870(Fax) www.centralbank.org.bb Second Author: Justin Carter Central Bank of Barbados justin.carter@centralbank.org.bb   Tom Adams Financial Centre, Spry Street Bridgetown, BB11126, Barbados   1 246 436 6870(Phone)   www.centralbank.org.bb Third Author: Shane Lowe Central Bank of Barbados shane.lowe@centralbank.org.bb   Tom Adams Financial Centre, Spry Street Bridgetown, BB11126, Barbados   1 246 436 6870(Phone)   www.centralbank.org.bb