First Author:   Keshmeer Makun University of the South Pacific keshmeer.e.makun@usp.ac.fj   C/O School of Economics Suva, +679, Fiji   +6799021855(Phone) +6799021855(Fax) Second Author: Tiru K. Jayaraman Universiti Tunku Abdul Rahman tkjayaraman@yahoo.com         http://tkjayaraman.com/