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First Author:
 
Manuel Barron
Universidad del Pacífico
mf.barrona@up.edu.pe
 
Av. Felipe Salaverry 2020, Jesus Maria
Lima, LIMA 11, Peru
 
012190100(Phone)
012190100(Fax)

Second Author:

Daniela Caceres
Mibanco
d.cacereshuaman@alum.up.edu.pe
 
 
 
 

Third Author:

Melissa Valdivia
De Sammensluttede Vognmænd
m.valdiviaabanto@alum.up.edu.pe