First Author:   Seyid Amjad Ali Department of Information Systems & Technologies (CTIS), Bilkent University syedali@bilkent.edu.tr   Ankara, 06800, Turkey       Second Author: Seyid Fahri Mahmud Department of Economics, Social Sciences University of Ankara (ASBU) seyidfahri.mahmud@asbu.edu.tr   Ankara, 06050, Turkey       Third Author: Fatih Furkan Akosman Department of Economics, Social Sciences University of Ankara (ASBU) fatihfurkanakosman@gmail.com   Ankara, 06800, Turkey