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First Author:
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| Ricky Chee - Jiun Chia |
| Labuan Faculty of International Finance, Universiti Malaysia Sabah |
| ricky_82@ums.edu.my |
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Second Author:
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| Yee - Ee Chia |
| Labuan Faculty of International Finance, Universiti Malaysia Sabah |
| chiayeeee@ums.edu.my |
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Third Author:
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| Mohd Ashari Bakri |
| Labuan Faculty of International Finance, Universiti Malaysia Sabah |
| mohd.ashari@ums.edu.my |
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