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Suparna Chakraborty
''Laws, attitudes and financial inclusion of women: A cross-country investigation''
( 2014, Vol. 34 No.1 )
Why are women financially excluded? Is there an association between women empowerment laws, prevalence of discriminatory attitudes in a society towards women and financial empowerment of women? Using a cross-country survey, this paper finds statistical evidence that suggests women are significantly less likely to be financially included as compared to their male counterparts. However, countries that promote gender equality particularly in the workplace and have strong enforcement mechanisms tend to have greater number of financially included females. Societal attitudes matter as well. Intolerance of discrimination, in particular allowing men and women a level playing field in education is significantly associated with greater financial inclusion of women.
Keywords: financial inclusion, discrimination, empowerment laws, political empowerment, workplace empowerment, social empowerment, governance, tolerance for discrimination, Optional Protocol to Convention on the Elimination of All Forms of Discrimination against Women, United Nations, Sharia Law
JEL: G2 - Financial Institutions and Services: General
Manuscript Received : Sep 25 2013 Manuscript Accepted : Feb 28 2014

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