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Dung Viet Tran
''Ownership structure and bank lending''
( 2019, Vol. 39 No.4 )
Employing a large sample of US BHCs from 2000 to 2017, we compare the lending decisions between public and private banks. We find consistent evidence of higher loan growth of public banks versus their private peers. However, public banks decrease more their lending than private peers during the crisis. Public banks with low franchise value increase more their lending than private banks during the crisis. Our study is of interest to regulators and policymakers who point out the negative effects of the excessive lending of banks during the turmoil times
Keywords: bank listing status; lending; loan growth; crisis;
JEL: G2 - Financial Institutions and Services: General
Manuscript Received : Nov 19 2019 Manuscript Accepted : Dec 28 2019

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