Notes, Comments and Preliminary results Apr 22 2004 Stéphane Auray , Patrick Fève and Fabrice Collard   Habit Persistence and Money in the Utility Function   Abstract  Contact Information  Citation  Full Text  -  Note   Mar 29 2002 Patrick Fève , Fabrice Collard and Stéphane Auray   Habit Persistence and Beliefs Based Liquidity Effect   Abstract  Contact Information  Citation  Full Text  -  Note