First Author:   Peter Calcagno College of Charleston calcagnop@cofc.edu   66 George Street, Department of Economics and Finance Charleston, 29424, USA   843-953-4279(Phone) 843-953-4279(Fax) Second Author: John Jackson Auburn University jjackson@business.auburn.edu   Department of Economics, 212 Lowder Business Building Auburn, 36849, USA   334-844-2926(Phone)