First Author:   Sugata Ghosh Brunel University sugata.ghosh@brunel.ac.uk   Department of Economics and Finance, Brunel University Uxbridge, UB8 3PH, UK       Second Author: Andros Gregoriou University of East Anglia a.gregoriou@uea.ac.uk   Norwich Business School, University of East Anglia Norwich, NR4 7TJ, UK