First Author:   Fumitaka Furuoka University of Malaya fumitakamy@gmail.com   Asia Europe Institute, University of Malaya Kuala Lumpur, 50603, Malaysia   603-79674645(Phone) 603-79674645(Fax) Second Author: Qaiser Munir Universiti Malaysia Sabah qaiser@ums.edu.my   School of Business and Economics Kota Kinabalu, 88999, Malaysia   6088 320000(Phone) 6088 320360(Fax) Third Author: Hanafiah Harvey Pennsylvania State University hhh10@psu.edu   1 campus drive Mont Alto, 17237, USA   717-749-6027(Phone) 717-749-6069(Fax)