First Author:   Cynthia Royal Tori Valdosta State University crtori@valdosta.edu   Langdale College of Business, 1500 N. Patterson Street Valdosta, 31698, United States   2294600374(Phone) 2294600374(Fax) https://sites.google.com/site/cindyrtori/home Second Author: Scott L. Tori Troy University stori@troy.edu   600 University Avenue Troy, 36082, United States   2298340039(Phone)