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First Author:
 
Haryo Kuncoro
Faculty of Economics, State University of Jakarta
har_kun@feunj.ac.id
 
 
 
 

Second Author:

Gatot Nazir Ahmad
Faculty of Economics, State University of Jakarta
gnahmad@unj.ac.id
 
 
 
 

Third Author:

Dianta Sebayang
Faculty of Economics, State University of Jakarta
dianta.sebayang@unj.ac.id