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| Elfy deba Bangagnan yanga |
| Marien NGOUABI UNIVERSITY |
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| 63 rue moundzombo moungali Brazzaville |
| Moungali |
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| Brazzaville, Congo 69 |
| Congo-Brazzaville |
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| elfybang311@gmail.com |
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JEL Areas:
G0 : Financial Economics: General
G2 : Financial Institutions and Services: General |
