Jussi Tolvi HBOS plc   , UK   jussitolvi@halifax.co.uk     Biographical Sketch: PhD from the University of Turku, June 2001, dissertation titled "Outliers in nonlinear time series econometrics". Visiting research fellow at Leeds University Business School from September 2001 to March 2002.   Primary Research Focus: Econometrics - long memory, estimation, genetic algorithms, methodology   JEL Areas: C1 : Econometric and Statistical Methods: General B4 : Economic Methodology: General